Commercial Banking

🚀 Course Overview

Commercial Banking হলো একটি 30 Hours Practical & Career-Focused Course, যেখানে আপনি commercial bank কীভাবে deposits গ্রহণ, loans প্রদান, payments process এবং businesses ও individuals-কে financial services প্রদান করে তা শিখবেন।

Course-এ Banking Operations, Deposits, Loans, Credit Analysis, Interest Income, Bank Balance Sheet, Risk Management, Digital Banking, Payment Systems এবং Regulatory Compliance-এর Fundamentals সম্পর্কে structured knowledge দেওয়া হবে।

যারা banking sector, finance বা commercial banking career সম্পর্কে practical understanding তৈরি করতে চান, তাদের জন্য courseটি উপযোগী।

📚 Course Information

• Course Name: Commercial Banking
• Duration: 30 Hours
• Level: Intermediate
• Language: Bangla + English
• Prerequisite: Banking Fundamentals Recommended
• Practical Learning: Yes
• Case Studies: Yes
• Banking Projects: Yes
• Certificate: Yes

🎯 What You’ll Learn

✅ Commercial Banking Fundamentals
✅ Bank Operations
✅ Deposit Management
✅ Loan Management
✅ Credit Analysis
✅ Interest Income
✅ Bank Balance Sheet
✅ Liquidity Management
✅ Credit Risk
✅ Payment Systems
✅ Digital Banking
✅ Banking Compliance Basics

📖 Course Modules

Module 1 – Commercial Banking Fundamentals

• Commercial Bank কী?
• Role of Commercial Banks
• Banking Business Model
• Banking Services

Module 2 – Deposits & Bank Operations

• Savings Deposits
• Current Accounts
• Term Deposits
• Deposit Management
• Customer Services

Module 3 – Lending & Credit

• Loan Products
• Loan Application
• Credit Assessment
• Credit Scoring
• Loan Pricing
• Repayment

Module 4 – Bank Financials

• Bank Balance Sheet
• Assets & Liabilities
• Interest Income
• Net Interest Margin
• Bank Profitability

Module 5 – Banking Risk Management

• Credit Risk
• Liquidity Risk
• Market Risk
• Operational Risk
• Risk Management Framework

Module 6 – Modern Commercial Banking

• Digital Banking
• Online Banking
• Payment Systems
• Mobile Financial Services
• Banking Technology

👨‍🎓 Who Should Join?

• Banking Job Aspirants
• Banking Students
• Finance Students
• Business Professionals
• Entrepreneurs
• Banking Beginners
• Finance Enthusiasts

🎓 After Completing This Course

Course শেষে আপনি commercial bank-এর core operations, deposits, lending, credit assessment এবং banking risk-এর fundamentals বুঝতে পারবেন।

এছাড়া bank-এর basic financial structure এবং modern digital banking operations সম্পর্কে practical understanding তৈরি হবে।

💼 Practical Projects

• Commercial Bank Research
• Bank Product Comparison
• Loan Analysis Exercise
• Credit Assessment Case Study
• Bank Balance Sheet Analysis
• Banking Risk Assessment